Monthly Archives: August 2009

What are your chances of getting additional credit while still in debt consolidation?

In a debt consolidation program is it likely that you will be able to obtain additional credit? forget it your chances are nil!!!

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Reduce credit card debt by 1. sell stock 2. home equity loan or 3. bankruptcy ??

1. stop using the credit cards 2. sell stock and pay off debt.

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Maxing credit card before bankruptcy?

If we file Chapter 13 bankruptcy to get some debt relief we'll still have tons of school loans left to repay. We're thinking of using our $13,000 credit card to pay off one of the school loans and then including that card in the bankruptcy. Are there any laws that would prevent this ...

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Abusive collection calls from the original creditor – What can be done?

The Fair Debt Collection Practices Act only applies when the original creditor has sold the debt to a 3rd-party debt collector. I'm advising some people who are getting some fairly abusive collection calls emanating from their original creditors: i.e. multiple calls at work..in spite of being informed that they can't accept personal calls at work, ...

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Has anyone ever filed chapter 13 bankruptcy. How does it work?

Is filing chapter 13 really that bad. I hear people saying that they filed bankruptcy and purchased a house the next year, is that possible You can view more information on a chapter 13 bankruptcy. Most chapter 13's run for 5 years, and paid to the trustee of the bankruptcy courts from your paycheck however ...

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